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What if you could save money on your everyday purchases, on top of those amazing credit card cash back points you are earning? We found an app that is super easy to use and you can get up to 35% off some of your favorite stores. The best part? You don’t have to save your receipts to scan them in the app later and find items at the grocery store. Cash back can be earned IN PERSON at the time of purchase. Lastly, you do not have to wait a few weeks for the cash back to post.
Now, what if I told you, you could also earn money with your friends? (I know this totally sounds too good to be true).
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Fluz is a cash back app unlike any other and you NEED it on your phone. You actually use the app BEFORE you make a purchase and get the cash back right away. So let’s get into how easy it is to use. I use it every single day and there are hundreds of stores they participate with. Some of the most popular are below.
How it works
Picture this. You are in the drive-thru getting a quick bite to eat at Burger King. You are starving and don’t want to think of anything else besides that delicious whopper.
The announcer tells your that your order total is $10.12 and to pull up to the next window.
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You whip out your Fluz app and type Burger King in. Then you type in the total- $10.12.
Click continue and pick which card you want to purchase it on.
Then click Purchase Gift Code.
Type in your pin for security, and you suddenly have a code that pops up for the cashier to scan or type in.
You now earned 2% cash back on your purchase.
Now multiply this times however many purchases you make in a day. Let’s pretend you go to BK 10x a month. That .20 cents are now $2. After 12 months, you have $24. That’s like two and a half free meals of purchases!
If you don’t like my awesome step by step, you can watch this Fluz video instead to save money on everyday purchases.
How to sign up
Its simple. Follow the steps below, or watch the below video that Fluz created.
Step 1: Download the Fluz app and register with our referral link- BASICTRAVEL
Step 2: Add a payment method
Step 3: Search and select your favorite 5 stores (just click the heart next to each one)
Step 4: Enter your exact checkout amount.
Step 5: Present Gift Card Code to Cashier (or enter online at checkout)
Get instant cashback and save on those everyday purchases.
How to earn bonuses
Fluz offers a “Quickstart bonus” you can get an extra $5 cash back for 5 simple steps within the first 30 days of downloading the app. You can easily complete these all your first day, within maybe 10 minutes. This is a great boost to easily earn everyday cash back.
- Earn your first cash back
- Enable locations & notifications
- Set a network goal
- Get missed earnings by linking your bank account
- Pick 5 favorite stores
After the first $5 bonus is met, there are actually other bonuses that you can earn that range from $5 up to $4,500.
Usually, when I buy stuff online, I have about 5 popups for earning X amount of cashback through options such as Rakuten, Top Cash Back, and so many of the other cash back portals. If you don’t’ have any of these, you definitely need to get at least one. There are other ways to save money online and you can review our other cash back options here.
So the cool thing with Fluz is you can actually double-dip on cash back. When purchasing online you can click through one of the other cash back options (I probably recommend Rakuten if you are only going to pick one). Then you pay with Fluz through the app and boom, maximize your cash back value!
You can even maximize it if you utilize any coupon codes, and then using a great cash back credit card on top of it.
Say you want to buy your mom or spouse some flowers. You check out 1800flowers .com and see that they have 10% cash back on Rakuten. Then you look at Fluz and see you can get another 4% cash back. Combine that with an everyday cash back card like Amex Blue Cash Everyday, or my favorite, the Chase Sapphire Preferred card, and get an extra 1% cash back.
If you have an order of $100, you will earn $10 cash from rakuten, $4 from Fluz, and $1 from your credit card. You are saving $15 just by stacking different cash back rewards.
Now, remember I said something about earning with friends and family? Fluz has an awesome referral program unlike any other cash back programs.
When you sign up using a referral link, you earn 3 vouchers for 35% cash back up to a $10 purchase. This makes that .20 center BK purchase $3.50 (you are limited up to $10 for the 35% cashback). Your friends also gets 3 35% off vouchers. There are many stores you can look at to see where you can use those vouchers.
I typically purchase Starbucks gift cards with this 35% off, then load my new gift card into my Starbucks app for extra stars. So now I happily go along knowing my Starbucks purchases are at a discount.
Besides referring and getting extra cash back, your referrals actually join into your ‘network’ that we will get into next.
Network with Fluz
So now what about those people you referred? What happens next? Most of the other cash back apps offer referral bonuses for signing up using your links. Fluz on the other hand created ‘networks’, so everyone can collaboratively earn money together.
Your network starts with 2 people who are in subsequent layers. Each person can only add 2 people to their network, but overall has 15 layers within your personal network. What this means for you is there isn’t just one person at the top.
Let’s say Dave referred me and Rob. Then Dave had referred 2 more people. Those two new people would then be under mine or Rob’s subsequent layers, but still in Dave’s overall network. This allows everyone to earn cash back from the same ‘network’, together. It is a small percentage of the cash back rewards, but it can definitely grow to be beneficial each month. Each network allows for a max of 65,534 connections and now you can earn even more when you refer your friends and family to use the app!
If you want to dive in more about the networks, check out Fluz’s website. Fluz has a lot of FAQ’s on their website you can read more on.
You might have concerns about putting your bank or credit card info into an app. What I also love about Fluz, is you can only buy the gift card codes when you type in the secure pin that you set. They also have security guidelines to verify you as a member to keep you and your information protected. You can learn more on their website about the bank-level security that Fluz uses.
Forget your wallet at home?
No problem. Its easy to pay with Fluz by entering your pin code and quickly purchasing a gift card code to pay at your favorite stores while you are out and about. This also helps protect your privacy more as each time you use plastic to pay for your purchases in a store, your data is stored. So by eliminating that you are making yourself less vulnerable to risk.
Basic Review of Fluz
This app is seriously worth it. I didn’t get it at first and now I am obsessed. I have earned over $75 on it since I started 3 months ago. If you don’t have it, download it now. Use the referral link to get 35% off vouchers!
If you have the app but never used a referral link, you can click in the top right-hand corner 3 lines. A big red button will pop up that says ENTER REFERRAL CODE. (It will only be there if you weren’t referred). You can enter BASICTRAVEL and be a part of our network to grow together! If you need help on how to do that, you can find it here.
Let us know if you join! Give us a shoutout on Insta stories and we will share on our story. @basictravelcouple on Instagram if you don’t follow us already.
See you there! Can’t wait to grow with you and earn some cash back together.
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Disclosure: Basic Travel Couple, LLC has partnered with CardRatings for our coverage of credit card products. Basic Travel Couple, LLC and CardRatings may receive a commission from card issuers. Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
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