Top Bank Account Bonuses

Most Bank Account Bonuses follow the same guidelines. There will be a cash bonus offered for opening the account which will be credited after one or more requirements are met. These requirements certainly vary from bank to bank. Typical requirements include:

• Depositing New Money Into the Account- Often Required to Leave it in the Account for a Set Period of Time
• Direct Deposit from a Payroll- Often multiple Direct Deposits equalling a certain amount of money in a set period of time
• Using a Debit Card- Often a Set Number of Debit Swipes Required
• Account Remaining Open- Some banks state that if the account is closed early they can take the Bonus Back or enforce a Penalty Fee
• Eligibility- Often ineligible if already earned the bonus within the last 6-12 Months 

My number-one key to Successfully Earning Bank Account Bonuses is staying organized! I’ve created a Basic Spreadsheet that you can find by clicking HERE. Feel free to make a copy to use for yourself. (Click File once you open the spreadsheet, then make a copy). The information that I’ve found to be crucial includes the opening/closing dates, Terms of Direct Deposit/Funding, and the Date I can close the Account without being Penalized.