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The Chase Freedom Flex is a great card to have in your purse, wallet, or BASIC binder clip when heading out for a number of reasons including 7,500 Chase Ultimate Rewards bonus points every 3 months! We absolutely love those Chase Ultimate Rewards bonus points as there is SO much you can do with them! Luckily the Chase Freedom Flex Quarterly challenge gets you 5 TIMES bonus points each Quarter!
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First the Basics
We love the Chase Freedom Flex card that was introduced in late 2020. It was a bit of an upgrade from the old Chase Freedom card. Still utilizing the 5% quarterly categories, you can also earn 5% on travel purchased through chase as well as 3% on dining and drugstores.
Chase Freedom Flex
- $200 Cash Rewards Bonus after spending $500 in the first 3 months
- $0 Annual Fee
- Earn 5% cash back on grocery store purchases (not including Walmart or Target purchases) on up to $12,000 in the first year.
- 5% on travel purchased through Chase
- Earn 5% Cash Back up to $1,500 in purchases in each quarter you activate
- 3% on dining at restaurants and drugstores
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No Annual Fee
Earn Cash Back
Cash Back Calendar
The 5% Categories are what get me excited in the Basic Travel Household. Every three months, the Chase Freedom Categories for 5% Cashback rotate and reset. For example, from April 1st through June 30th, I was able to earn 5% Cashback on up to $1,500 in purchases through Grocery Stores and Home Improvement Stores.
The 5% Cashback works out to be $75 if I max the $1,500 quarter. If I max out all four quarters that equals $300! This is a great return on purchases that I’m already going to need.
Don't quite need Airline or Hotel credit cards just yet? If you are looking for a Cash Back Credit Card, 0% intro APR or a Balance Transfer Card, we've got you covered with our Top Credit Card Offers.
Chase Freedom Flex Credit Card
Earn $200 cash back once you spend $500 on purchases within the first 3 months from account opening. This card also comes with no annual fee which is always a win in our book. We even like the extra 5% cash back on up to $1,500 each quarter you activate in combined purchases on rotating categories.
Plus you can earn 5% cash back on grocery store purchases (not including Walmart or Target purchases) on up to $12,000 in the first year.
What makes me really excited about this card and the Quarterly Challenge Promotion!
If you concurrently have opened a Chase Sapphire Preferred Card or Chase Freedom Reserve Card along with the Chase Freedom Flex it is possible to transfer points. In doing so, that $75 Cashback for the quarter or $300 for the year turns into 7,500 Chase Ultimate Rewards Points for the quarter and 30,000 Chase Ultimate Rewards Points for the year! You could also cash these points out with Chase’s Pay Yourself Back Promotion, set to expire September 30th, 2021.
Chase Sapphire Preferred Card
Earn 100,000 bonus points once you spend $4,000 on purchases within the first 3 months from account opening. The Chase Sapphire Preferred Card is one of our favorite Travel cards always in our wallet.
- Earn a $50 hotel credit annually when you book a stay through the Chase Travel Portal
- Earn 5x UR when booking travel through the Chase Portal
- 3x on dining, select streaming services and online grocery purchases (excluding Target, Walmart and Wholesale clubs). Also excludes in-store grocery purchases.
Learn more about Travel Credit Cards here.
Be sure to check out the different Quarterly Challenge Promotions!
- Chase Freedom Quarter 1 Promotion
- Chase Freedom Quarter 2 Promotion
- Chase Freedom Quarter 3 Promotion
- Chase Freedom Quarter 4 Promotion
Here are some fun examples of what I could do with 30,000 Chase Ultimate Rewards Points.
Southwest Airlines is a transfer partner and you can book 2 roundtrip flights to one of my favorite cities in the United States!
Transfer to United for a one-way flight to Italy!
JetBlue can also be transferred to for 2 Roundtrip Flights to New York City
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Which card to get
Only the Chase Freedom Flex will get you the 5x Quarterly spending categories. However, there are a few other offers that will get you the coveted Chase Points! Pick your favorite offer below.
Chase Freedom Flex Credit Card
Earn $200 cash back once you spend $500 on purchases within the first 3 months from account opening. This card also comes with no annual fee which is always a win in our book. We even like the extra 5% cash back on up to $1,500 each quarter you activate in combined purchases on rotating categories.
Plus you can earn 5% cash back on grocery store purchases (not including Walmart or Target purchases) on up to $12,000 in the first year.
Chase Freedom Unlimited
Earn $200 cash back when you spend $500 on purchases in the first 3 months. Also earn unlimited 1.5% Cash Back. Plus Earn 5% cash back on grocery store purchases (not including Walmart or Target purchases) on up to $12,000 in the first year.
Learn More Here.
Editors Note: We love this card for easy 1.5% Cash Back on everything!
Final Thoughts
We both LOVE all things Chase! Seriously the points are our favorite award booking points as they are so versatile. You can use the points in the Chase Portal, Transfer them to various travel partners (Like Southwest, United, Jetblue…). You can also use the points for Hotels, Car Rentals, things to do, even cruises!
Maybe you don’t like or want to travel? No problem! You can also redeem points for Amazon, Apple, Cashback, Gift cards, and experiences!
Let us know if you have any comments or questions!
New to Credit Card Rewards Points? Check out the BASICS Below!
- Learn how to utilize credit card points with our Basic Travel Course
- Basic Travel 101
- Basic Travel 102
- Credit Scores 101
- Knowing the Rules
- 5/24 Status
- Top Credit Card Offers
- How to Earn Credit Card Bonuses
- Expedited Airport Screening
- Cashback Sites
Basic Travel Couple, LLC has partnered with CardRatings and MileValue.com for our coverage of credit card products and may receive a commission from card issuers. Editorial Disclaimer: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
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