Disclosure: Basic Travel Couple, LLC has partnered with CardRatings for our coverage of credit card products. Basic Travel Couple, LLC and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
One exciting aspect of getting deeper into the points & miles world is learning about stacking. This is a lesson I learned years ago from my extreme couponing stint which has certainly aided me in understanding the power of combining multiple offers for a single purchase. In this example, I’m going to break down just how I got paid to open a Walmart + Account by using a simple stacking strategy.
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Overview
Walmart + is a pay-for subscription ($98 Annual Fee) that offers members some distinct benefits. These benefits include free shipping, discounts on gas, and more. To be honest, I don’t actually do too much shopping at Walmart and the idea of having this membership was not appealing to me prior to seeing the opportunity to stack for a profit.
Stacking Strategy
You might be thinking what is a stacking strategy? It’s basically the combination of a variety of offers that when combined result in a heavily discounted item or service. Often these stacking opportunities come from shopping portals, credit card offers, and cashback mobile apps. Let’s look at the four I combined below to score a free Walmart + subscription.
Dosh Cashback Mobile App
The Dosh Cashback mobile app is one of my favorite stacking strategies. It’s easy to use and does not require you to opt into promotions. All you have to do is create an account and link your credit & debit cards. For Walmart, there was an offer to earn $25 back on a new Walmart + Membership.
Swagbucks Online Cashback Portal
Swagbucks is an online portal that offers members the opportunity to earn bonus cashback. It’s pretty simple to use, find the offer in Swagbucks and click through to be taken to the merchant’s website. After completing the offer, Swagbucks are deposited into your account which can be redeemed for cashback (Via PayPal) or other merchant gift cards. The Walmart + offer was for 10,000 Swagbucks for opening a new account which is equivalent to $100. Plus there was an opportunity to earn an additional 250 Swagbucks ($2.50) for making a purchase. Total profit for opening a Walmart + Account and making a purchase through Swagbucks = $102.50.
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Chase Credit Card Offers
The Chase credit card offers vary depending on which cards you hold. Typically you’ll find merchants like Starbucks and Chick-Fil-A offering a percentage back on a purchase. It’s important to note that you must opt-into the offer in order for you to receive cashback. My Chase Sapphire Reserve Card had a $5 off of a new Walmart + Membership which I added to my card. In addition, I’m also earning 1 point per dollar at Walmart with the Sapphire Reserve. My total savings here was $5 from the Chase offer plus 98 points which are worth about $1.50 via the Chase Pay Yourself Back promotion.
Google Pay
Google Pay works similar to Venmo and PayPal. Basically, a service that allows you to send money to friends, family, and merchants. What’s great about this program is that it also has cashback offers similar to the Dosh Mobile App which I discussed above. For Walmart +, my Chase Sapphire Reserve Card was earning $30 back on a new membership.
How I got paid $66 to open a Walmart + Subscription
- Walmart + Annual Membership = $98
- Dosh = $25 Cashback
- Swagbucks = $102.50 Cashback
- Chase Offers + Points = $6.50 Cashback
- Google Pay = $30 Cashback
- Total Cashback = $164 – $98 for $66 in Profit
Basic Breakdown
Are you having fun yet? I know I sure am. This sorta stuff really gets me excited. I love chasing deals and this Walmart + membership paid me $66 to subscribe. How crazy is that! Unfortunately, most of these offers have expired but I was posting about them in the Basic Travel Facebook group as they were being released. Be sure to join the group so you don’t miss out on future opportunities to stack.
Let us know!
How did I do on this stacking opportunity? I’d love to hear from you down in the comments or over in the 4,700+ Member Basic Travel Facebook Group!
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Disclosure: Basic Travel Couple, LLC has partnered with CardRatings for our coverage of credit card products. Basic Travel Couple, LLC and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
