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Chase Freedom Flex Quarter 4 Promotion

Disclosure: Basic Travel Couple, LLC has partnered with CardRatings for our coverage of credit card products. Basic Travel Couple, LLC and CardRatings and MileValue may receive a commission from card issuers. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Note: Some of the offers mentioned below may have changed or are no longer available. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. You can view our current offers here.

As our beautiful summer has come to an end, so did the third quarter of the Chase Freedom Flex 5% cashback promotion. Now we are starting the end of the year, Chase Freedom Flex Quarter 4 Promotion!

To recap, the third quarter provided Chase Freedom Flex customers with 5% (or 5X Chase Ultimate Rewards Points) on purchases at Grocery Stores and Streaming Services. 

Chase Freedom Flex Quarter 3 5X Categories are Grocery Stores and Streaming Services

Quarterly Challenges

You could maximize this promotion on purchases up to $1,500 total which equals a bonus of 7,500 points or $75 cashback. Even more cashback, if you redeem using Pay Yourself Back.

If you are a full-fledged basic traveler, you know that as a Chase Sapphire cardholder, you can transfer those same points for even more value. For example, transferring to United for a flight or Hyatt for a hotel booking. Check out our Basic Guide to Chase Freedom Flex Quarterly Challenges for more information on how this works! 

An example of Chase Ultimate Rewards Transfer Partners

Chase Freedom Flex Quarter 4

It’s important to remember that in order for you to start earning bonus points for Chase Freedom Flex Quarter 4, you’ll need to opt into the offer. Just click through the targeted Chase Freedom Flex emails or by logging into your Chase online banking account. The deadline to opt into this promotion is December 14th, 2021.

Activate Chase Freedom Flex Quarter 4 Promotion by December 14th

The Chase Freedom Flex Quarter Four 5X categories are Walmart and PayPal. I like the Quarter 4 promotion because I don’t have to go out of my way to meet the $1,500 maximum threshold. Dozens of merchants accept PayPal when checking out. All you have to do is add your Freedom or Freedom Flex card to the PayPal Wallet and set it as the preferred card.

Chase Freedom Flex Quarter 4 Categories are Walmart and PayPal

PayPal a Friend

Finally, if I somehow find myself in a bind. I could use my Freedom Flex card to send money via PayPal with a 2.9% fee. Ideally, this would be my last resort. The fee for $1,500 is $28.94, leaving a $46.06 profit.

You can always check out Chase’s FAQ on what is included in meeting some of these bonuses. 

Happy points earning from the Basic Travel Couple!

If you decide to open a credit card, we appreciate using our affiliate links 🙂

Chase Freedom Quarterly Bonus Categories

New to Credit Card Rewards Points? Check out the BASICS Below!

Editorial Disclaimer: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Disclosure: Basic Travel Couple, LLC has partnered with CardRatings for our coverage of credit card products. Basic Travel Couple, LLC and CardRatings and MileValue may receive a commission from card issuers. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The comments section below responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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Chase Freedom Flexâ„ 

5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
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