Grocery expenses have skyrocketed for most families across the United States. With any expense, I am always looking for strategies to cut costs and save money. Many of these tips can be used right from your couch! Without further ado, here are my Top 5 Favorite ways to save and earn back on groceries! 

Grocery Bonus Promotions on Credit Cards 

These are HUGE and have been popping up across all major Credit Card Issuers over the last few weeks. Offers include options for both earning Points & Miles, as well as Cashback. Here are some of my favorite options for earning on groceries! 

• Chase Freedom Flex – Earn 5X Ultimate Rewards Points or 5% Cashback from April 1st through June 30th, 2021. This promotion is capped at $1,500 in combined purchases. 

• Chase Sapphire Reserve® – Earn 5X Ultimate Rewards Points or 5% Cashback from May 1st through June 30th, 2020. This promotion is capped at $1,500 in combined purchases per month.

• Chase Marriott Bonvoy – Earn 6X Bonvoy Points from May 1st through July 31st, 2020. This promotion is capped at $5,000 in combined purchases. 

• Hilton Honors American Express Aspire Card and Hilton Honors American Express Surpass® Card – Earn 12X Hilton Honors Points from May 1st through July 31st, 2020. There is no cap on earning.
  • For the Aspire Card, the $250 Resort Credit can be used towards Takeout/Delivery Charges. Only eligible purchases made between June 1st and August 31st, 2020 will be counted. 
  • All information about Hilton Honors American Express Aspire Card has been collected independently by basictravelcouple.com

• Marriott Bonvoy Brilliant™ American Express® Card – Earn 6X Bonvoy Points from May 1st through July 31st, 2020. This promotion is capped at $7,500 in combined purchases.
  • For the Brilliant Card, the $300 Marriott Credit can be used towards Takeout/Delivery Charges. Only eligible purchases made between June 1st and August 31st, 2020 will be counted. 

• Delta SkyMiles® Reserve American Express Card, Delta SkyMiles® Platinum American Express Card, Delta SkyMiles® Gold American Express Card, & Delta SkyMiles® Blue American Express Card – Earn 4X SkyMiles from May 1st through July 31st, 2020. There is no cap on earning. 

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• Blue Cash Preferred® Card from American Express– Earn 6% Cashback at U.S. supermarkets on up to $6,000 in combined purchases. Earn 1% after the limit is reached. 

Cashback Portals & Gift Cards

Take a look at the various portals out there before making purchases. Sometimes it’s possible to stack offers on purchases. For example, by using the Top Cashback Portal, I can purchase a Walmart Gift Card for 10% off by clicking through to Raise. Raise offers gift cards for all sorts of Grocery Stores including Walmart, Tops, Wegmans, Whole Foods, and many restaurants throughout the United States. Cashbackmonitor is one of my favorite sites for reviewing current percentages of Cashback! 

Coupons. (Yes I said Coupons!)

Call me old-fashioned, but coupons can save you some serious cash money. Especially now, when every dollar counts. I like to take a look at Coupons.com, my local grocery store websites, and then scan my receipts with Ibotta. You will be surprised to see how quickly the savings add up! 

Opening a New Credit Card 

Now hear me out, opening a credit card right now may seem like a crazy idea right now. However, it’s important to know that there are many of them that come with No Annual Fee and an Introductory 0% No Interest Period. On top of that, a handful of the Top Credit Card Offers even throw in a cash bonus for opening and spending a certain amount within a set time period. If you’re in a position to open one and have the Credit Score to back it up, I’d suggest taking a hard look at the Current Offers. 

Click Here to Check Out the Top Credit Card Offers of This Month!

Try Sam’s Club for Free

Right now, it’s possible to get a Free 12 Month membership to Sam’s Club. This promotion is for new members only. To sweeten the deal, the Dosh Cash Back App is throwing an additional $10 if you use a connected Credit or Debit Card to Sign up for the Membership. Basically, you can get paid $10 to Shop at Sam’s. You may even be able to stack the $10 promotion with one of the Credit Cards listed above to earn bonus Points, Miles, & Cashback! 

Click Here to Learn More About the Sam’s Club Promotion

More Basic Reading

• Five Strategies to Boost Your Credit Score
• Credit Scores 101 (A Basic Breakdown)
• Guide to 0% APR Credit Card Offers – How they Work?
• Top Credit Card Offers This Month
• Our Top Strategies for Subsidizing Travel Expenses (Free eBook)

For rates and fees for American Express cards mentioned in this post, please see the following links: The Hilton Honors American Express Business Card (See Rates & Fees; terms apply); Hilton Honors American Express Surpass® Card (See Rates & Fees; terms apply); Hilton Honors American Express Card (See Rates & Fees; terms apply) Marriott Bonvoy Brilliant® American Express® Card (See Rates & Fees; terms apply); Delta SkyMiles® Platinum American Express Credit Card (See Rates & Fees; terms apply)  Delta SkyMiles® Reserve American Express Card (See Rates & Fees; terms apply); Delta SkyMiles® Blue American Express Card (See Rates & Fees; terms apply); Delta SkyMiles® Gold American Express Card (See Rates & Fees; terms apply);