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Travel Insurance

Disclosure: Basic Travel Couple, LLC has partnered with CardRatings for our coverage of credit card products. Basic Travel Couple, LLC and CardRatings and MileValue may receive a commission from card issuers. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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Travel Insurance is probably something that most people may be briefly thinking about when they are planning a trip. A lot of times, most people probably don’t. HOWEVER, I would argue that it is probably one of the most important purchases out there if you are traveling.

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Why is it important?
You see, in 2019 I had an unfortunate accident while on traveling in the Galapagos Islands. I fell through a dock and broke my leg in 5 places. Yes, 5.

Extensive fear immediately ran through our minds. Dave’s first reaction in fact was to not call for help. We didn’t know what it would cost or how we would be treated. Fortunately, though, we remembered we had purchased travel insurance. Seeing how much pain I was in, and I was unable to walk, Dave agreed we needed help. A few hours later we did find out that Ecuador actually has FREE health insurance. Luckily I was handed a ‘bill’ that stated the cost the government paid fro was about $250. We owned $0.

Although we were extremely lucky in this situation, we should have done our research prior. This is also something I will be looking into each time we travel.

Editorial Disclaimer: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Disclosure: Basic Travel Couple, LLC has partnered with CardRatings for our coverage of credit card products. Basic Travel Couple, LLC and CardRatings and MileValue may receive a commission from card issuers. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The comments section below responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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