Travel Insurance is probably something that most people may be briefly thinking about when they are planning a trip. A lot of times, most people probably don’t. HOWEVER, I would argue that it is probably one of the most important purchases out there if you are traveling.
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Why is it important?
You see, in 2019 I had an unfortunate accident while on traveling in the Galapagos Islands. I fell through a dock and broke my leg in 5 places. Yes, 5.
Extensive fear immediately ran through our minds. Dave’s first reaction in fact was to not call for help. We didn’t know what it would cost or how we would be treated. Fortunately, though, we remembered we had purchased travel insurance. Seeing how much pain I was in, and I was unable to walk, Dave agreed we needed help. A few hours later we did find out that Ecuador actually has FREE health insurance. Luckily I was handed a ‘bill’ that stated the cost the government paid fro was about $250. We owned $0.
Although we were extremely lucky in this situation, we should have done our research prior. This is also something I will be looking into each time we travel.
