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It’s a great debate in the travel world, maybe the biggest one you can imagine. The age-old debate of bringing a carry-on or checked bag to the airport. Depending on who you talk to, the type of traveler, and the bags that you already have, there can be many factors that go into your decision. Let’s get right to it!
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Carry-On Luggage

Pros
You can save time at the airport (and get there later)
If you are one of those people who loves getting to the airport at the very last minute, then rejoice! With the freedom of only a carry on you can roll up to the airport and head through security as last-minute as your heart desires. Typically with checked luggage, the cut off time is 30 minutes prior to taking off for domestic flights.
You can move locations on your trip easier
Sometimes a trip involves moving locations, and if you have a small footprint it can be much easier and less stressful.
Cons
Layovers can be tough
If there is one thing that is unfortunate about carrying your own bag around, it’s that if you have a layover these can be particularly frustrating. Airports like Chicago O’Hare for instance can lend way to insane terminal changes especially if you go from an international to a domestic flight.
It can be tough to pack for a longer trip or cold-weather destinations.
Beach vacations are wonderful because most of your outfits will include swimwear attire, which takes up less space. Going to a cold-weather destination, on the other hand, can be tough in just a carry-on.
You might miss out on overhead space
The majority of major airlines have a specific boarding order. If you are not up in the top 1/2 of this boarding order, you often could find yourself struggling for overhead bag space.
Checked Bag

Pros
You can bring as much as you want!
Can’t decide on the perfect shoes, or amount of outfits? As long as you have the baggage space, you can pack to your heart’s desire (just be careful these bags don’t go over 50 pounds!)
Cons
You may have to pay baggage fees
Depending on the airline, or the size of your bag, baggage fees could apply. This frustration can be mitigated by having the right credit card.
If your flight is delayed severely, then you may be unable to be flexible in getting to your new destination quickly.
One of the great things about having a carry on over a checked bag is the flexibility of being able to adapt to travel changes quickly. Delays happen, and if your bag is already under the plane it can be difficult to change plans quickly.
How Credit Cards Can Help
Depending on what card you have you can have excellent peace of mind when you head to the airport. Some airline cobranded credit cards such as the United℠ Explorer Card and the Citi Advantage Platinum Select Card (American Airlines) can get you and your companion the first checked bag free.
Chase United℠ Explorer Card
Earn up to 70,000 bonus miles. Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening. You can earn an additional 10,000 bonus miles after you spend $6,000 total on purchases within the first 6 months of card opening. Learn More Here.
Cards like the Capital One Venture Rewards Credit Card, also let you “erase” purchases with the points that you earn. So if you do happen to incur baggage fees, you can erase those at the conclusion of your trip.
Capital One Venture Credit Card
Earn 75,000 welcome miles once you spend $4,000 on purchases within the first 3 months from account opening. This is equal to $750 in travel.
Basic Thoughts: We love these Venture Miles as they are incredibly easy to use and redeem. You also always earn an unlimited 2x miles on every purchase, every day.
Learn More Here.
Many cards also offer some form of travel insurance and can help in the event of a lost bag. Cards like the Chase Sapphire Reserve® can not only help you replace your bag in the event of a loss, but also give you are insured against incidental costs arising from baggage delays of over six hours, up to $100 a day for up to five days. If it turns out the airline does in fact lose your bag, you are insured up to $3,000 per passenger.
Chase Sapphire Reserve®
Earn 50,000 Ultimate Rewards Points after you spend $4,000 on purchases in the first 3 months from account opening.
- $300 Travel Credit
- Priority Pass Airport Lounge Access
- $100 application fee credit for Global Entry/TSA Pre Check
- 3x points on travel & dining after earning $300 in travel credits; 1x everything else
- 10x UR points on hotel and rental cars booked through the Chase Travel Portal
- 5x on airfare booked through the Chase Travel Portal
Basic Travel Tips: This is one of our favorite travel cards as it has some of the best travel protection, as well as priority pass lounge access, rental car reimbursement, and more. Learn more here.
Basic Breakdown
So what do you think, basic travelers? Is it a carry-on or checked bag for you? I’m dying to hear your opinion in this great traveling debate. Although, you are unlikely to be able to sway the most diehard of travelers out of their go-to method.
I’d love to hear down in the comments below or over in our 7,000+ Member Basic Travel Facebook Group!
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Basic Travel Couple, LLC has partnered with CardRatings and MileValue.com for our coverage of credit card products and may receive a commission from card issuers. Editorial Disclaimer: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
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