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16 Side Hustles that Qualify for a Small Business Credit Card

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Did you know that what you’re doing to earn extra money actually qualifies for a Small Business Credit Card?! Many people who love Points & Miles often overlook the many opportunities to earn more through Small Business Credit Cards. In addition to Increased Signup Bonuses, Small Business Credit Cards also offer various insurance, coverage, and discounts that are not included in the personal credit card counterparts. 

You’ll find 16 of our favorite side hustles below that all can make you eligible for a Small Business Credit Card! 

16 – Travel Agent 

Capitalizing on earning the most from travel expenses with a Small Business Credit Card can lead to a huge earning potential. Plus some cards come with trip delay/trip interruption insurance like the Chase Ink Business Preferred

Ink Business Preferred® Credit Card

Earn 90,000 bonus points
after you spend $8,000 on purchases in the first 3 months from account opening.
$0 annual fee

Ink Business Preferred® Credit Card

Earn 90,000 bonus points
after you spend $8,000 on purchases in the first 3 months from account opening.

15 – Disk Jockey (DJ)  

Purchasing all of the equipment that it takes to start a side hustle as a DJ can be pricey! Using a Small Business Credit Card can help earn cash back on those purchases plus many offer protections like an extended warranty. Don’t forget about maximizing fuel purchases from driving to different venues! A great option here could be the American Express Blue Business Cash™ Card. (See Rates & Fees; terms apply)

14 – Wedding Photographer 

Cameras can be expensive! Especially when you add in the costs of lenses and other equipment. A big perk that I like for Photographers is Purchase Protection which covers business supplies from theft and damage for 90 days after they have been purchased. Imagine a drink accidentally spilled on a brand new camera at a wedding reception but being saved by purchase protection! 

Chase Ink Business Cash® Credit Card

Earn $350
when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
$0 annual fee

Chase Ink Business Cash® Credit Card

Earn $350
when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.

13 – Interior Decorating 

Purchasing all of the supplies that go into decorating and changing the interior of a home can certainly add up! Also if you are paying a contractor to change the layout completely, paying with a credit card could result in some big earning opportunities. 

12 – Baking 

Whether it’s baking wedding cakes, cupcakes, cookies, or some other delicious delicacy. Purchasing the equipment and supplies to create those extra details cost money. Not only can you earn rewards on those purchases, but it can help at the end of the year when filing taxes having those expenses separated! 

11 – Real Estate

Licensing Fees to become a Real Estate Agent can certainly add up! Don’t forget about vehicle expenses to get from home to home and advertising costs. Loads of opportunities to maximize those expenses into cash back or travel miles!

10 – Selling Custom Made Products on Etsy 

If you’re crafty and enjoy taking the time to make something unique then you know that Etsy can be a great side-hustle. Purchasing the materials and tools required to make your product can lead to decent gains by using a Small Business Credit Card

9 – Food Delivery Services 

Whether it’s Grubhub, Uber Eats, Doordash, or some other food delivery service, they all qualify you for a Small Business Credit Card. Covering fuel costs alone can lead to big earnings through cashback or points and miles! Plus some Business Credit Cards come with RoadSide assistance which can help if you get a flat tire or run out of gas while on a delivery. 


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8 – Blogging

Building a website, designing a logo, taking an online course, and spending money on marketing can all lead to big earnings in the Small Business Credit Card World. Especially given that many Small Business Credit Cards offer bonus points and miles when purchasing advertising through social media and other online websites.

7 – Dog Walker

Dog Walking is a great way to earn some extra money and stay fit! Don’t forget to take care of your feet; purchasing sneakers that offer extra support for all of those miles can help earn you some points and miles! 

Check out all of our Small Business Credit Cards Here.

6 – Reselling Business 

There is a lot of money that can be earned if you’re good at buying and reselling different items. A friend of mine recently buys and sells different coins which recently led to him earning 10 times what he originally paid for the coin. All of those upfront purchases can lead to some major points and miles, especially when purchasing large quantities! 

5 – Landscaping, Shoveling, and Snow Plowing  

Whether you’re shoveling a driveway the old-fashioned way or using a truck with a plow on it; as long as you’re getting paid they both qualify as small businesses! There’s a ton of equipment involved in landscaping and snow removal which can all be purchased using a Small Business Credit Card. 

4 – Tutor 

If you’re tutoring a friend’s child for the SAT or ACT, teaching English online, or providing guitar lessons, these all qualify for a Small Business Credit Card. Standardized testing review books can be expensive along with a higher quality computer capable of allowing you to teach online. All of these expenses and more can be purchased using a Small Business Credit Card! 

3 – AirBnb & VRBO

Whether it’s a spare bedroom or multiple properties, earning money via renting out your space can be a great money maker! Remodeling rooms, expenses from cleaning after each guest, and marketing expenses can all lead to a great earning potential with a Small Business Credit Card! 

2 – Babysitter & Nanny 

Babysitting is often a first job for many teenagers and if it’s paid can qualify for a small business credit card! Perhaps babysitting evolved into a daycare or nannying regularly. All of these jobs require purchases which can lead to cashback and Points & Miles!

1 – Uber & Lyft 

People LOVE earning money from Uber & Lyft as a Side-Hustle! Freedom and flexibility to work your own hours can be huge for people with different responsibilities. The costs of driving your car around or renting a car can add up quickly. Be sure to utilize a Small Business Credit Card in order to maximize Points, Miles, & Cashback on all of those purchases! 

Basic Recap

Every single one of the Side Hustles above qualify for a Small Business Credit Card as a Sole Proprietor. For more information about qualifying as a Sole Proprietor, be sure to check out the Basic Guide to Small Business Credit Cards and the Step-by-Step Guide to Completing a Small Business Credit Card Application. If you like earning money through side-hustles, you’ll also like 16 Strategies to Earn Extra Cash! 

Please feel free to comment below, or post in our Basic Travel Facebook Group any questions that you have regarding side hustles that qualify for a Small Business Credit Card. We appreciate your support of our Basic Blog by using our links when applying for a credit card. Be sure to check out our Top Small Business Credit Offers by clicking below!

Check out all of our Small Business Credit Cards Here.

More Basic Knowledge

For rates and fees for American Express cards mentioned in this post, please see the following links: American Express Blue Business Cashâ„¢ Card (See Rates & Fees; terms apply); The Platinum Card® from American Express (See Rates & Fees; terms apply).

Editorial Disclaimer: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Disclosure: Basic Travel Couple, LLC has partnered with CardRatings for our coverage of credit card products. Basic Travel Couple, LLC and CardRatings and MileValue may receive a commission from card issuers. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The comments section below responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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