Top Credit Card Offers
Top credit cards to keep in your wallet
Which card is the best fit for you?
There are so many great credit card offers out there that sometimes it is hard to figure out which one has the best benefits or would be the best fit for you. Whether you are looking for travel benefits, cashback, or maybe some type of travel protection, we have you covered.
Our Best Credit Card List will give you our favorite offers based on the value of points, fees, and bonuses.
**Not sure what 5/24 is? Read more here.
Under 5/24
Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening.
Top Features
- Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards(R). For example, 80,000 points are worth $1,000 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
$0
Top Features
- Earn 3 points per $1 on the first $150,000 spent on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Travel℠
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
$0
Top Features
- Earn unlimited 1.5% cash back on every purchase made for your business
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- 0% introductory APR for 12 months on purchases
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
$0
Top Features
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
- 0% introductory APR for 12 months on purchases
Earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening.
$149
Top Features
- Receive 7,500 anniversary points
- $75 Southwest® travel credit each year
- Earn 3X points on Southwest purchases and 2X on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services, and select streaming,
- 4 Upgraded Boardings per year when available.
Earn 50,000 points
after you spend $3,000 on purchases in the first 3 months from account opening
$99
Top Features
- 6,000-anniversary points each year.
- Earn 3X points on Southwest purchases and 2X on local transit and commuting, including rideshare, 2X points on the internet, cable, and phone services, and select streaming,
- 2 EarlyBird Check-In® each year
Earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening.
$69
Top Features
- 3,000-anniversary points each year.
- 2X points on Southwest purchases and on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services, and select streaming,
- 2 EarlyBird Check-In® each year
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
$99
Top Features
- Receive 6,000-anniversary points
- Earn 3X points on Southwest purchases
- Earn 2X on Rapid Rewards hotel and car rental partners
- Earn 2x on rideshare
- 2 EarlyBird Check-In® each year
- Member FDIC
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
$199
Top Features
- Receive 9,000-anniversary points
- Earn 4X points on Southwest purchases
- Earn 3X on Rapid Rewards hotel and car rental partners
- Earn 2x on rideshare and on social media and search engine advertising, internet, cable, and phone services
- 4 Upgraded Boardings per year when available.
- Up to 365 inflight WiFi Credits each year
$200 Bonus Cashback after you spend $500 on purchases in your first 3 months from account opening.
Top Features
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
$199
Top Features
- Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/23, then your top two categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
$550
Top Features
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards(R). For example, 80,000 points are worth $1,200 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass(TM) Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, and more
Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening
$99
Top Features
- Earn up to 26 total points per $1 spent when you stay at an IHG hotel.
- Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants.
- Earn 3 points per $1 spent on all other purchases.
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive 4-night IHG® hotel stay.
- Platinum Elite status as long as you remain a Premier Business card member
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
$99
Top Features
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel.
- Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants.
- Earn 3 points per $1 spent on all other purchases.
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive four-night IHG® hotel stay.
Earn up to 60,000 Bonus Points.
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
$95
Top Features
- Earn up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
- Annual free night (category 1-4)
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
- Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
Earn 14x Bonvoy Points per Dollar spent at over 7,000 hotels participating in Marriott Bonvoy.
2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
1X point for every $1 spent on all other purchases.
Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
No Foreign Transaction Fees.
Top Features
- Earn 14x Bonvoy Points per Dollar spent at over 7,000 hotels participating in Marriott Bonvoy.
- 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
- 1X point for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
- No Foreign Transaction Fees.
Earn 3x on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
Annual free night (up to 35,000 points) on the account anniversary
Earn up to 17x Bonvoy points per dollar at over 7,000 hotels participating
15 Elite Night Credits each Calendar Year
Automatic Silver Elite Status
Top Features
- Earn 3x on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- Annual free night (up to 35,000 points) on the account anniversary
- Earn up to 17x Bonvoy points per dollar at over 7,000 hotels participating
- 15 Elite Night Credits each Calendar Year
- Automatic Silver Elite Status
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
$195
Top Features
Earn Rates:
- Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards
- Unlimited 2.5% total cash back on purchases of $5,000 or more
Unlimited 2% cash back on all other business purchases.
Note - this product is marketed as a cash back card, but the cash back is issued in the form of Ultimate Rewards points. HOWEVER, these specific Ultimate Rewards points cannot be combined with other Ultimate Rewards points and transferred to partners. These points can only be redeemed for cash or used via Chase Travel Portal.
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, $0 introductory annual fee for the first year, then $99.
$0 introductory annual fee for the first year, then $99.
Top Features
- Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
- Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
- Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
- Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
- $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.
$95
Top Features
- Earn 3x points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly.
- 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
- Earn 1x point for each dollar spent on all other purchases.
Over 5/24
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Top Features
- Earn 6 Marriott Bonvoy® Points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®
- Earn 4 Marriott Bonvoy® points for each dollar of eligible purchases at restaurants worldwide and U.S. Supermarkets (up to $15,000 in combined purchases at restaurants and supermarkets, then 2x points). Terms Apply.
- Earn 2 Marriott Bonvoy® points on all other eligible purchases
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Top Features
- Earn 3x miles for every $1 you spend on Alaska Airlines
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Top Features
- $200 Hotel Credit: Each year you can get $200 back in statement credits on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM and The New York Times. Enrollment Required.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline
- $200 Uber Cash: Enjoy up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash available to Basic Card Member Only
- Complimentary Global Lounge Collection access at airports- expanded to 40+ Centurion Lounge and Studio Locations worldwide.
- Terms Apply.
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Top Features
- Receive $300 in annual credits for bookings made on Capital One Travel
- 10,000 bonus miles every anniversary year
- Unlimited complimentary access for you and 2 guests to 1,300+ lounges, including Capital One Lounges and our Partner Lounge Network
- Earn unlimited 10xmiles on hotels and rental cars booked through Capital One travel and 5x miles on flights booked through Capital One Travel
- Earn unlimited 2x miles on all other purchases
- Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available
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Top Features
- Unlimited 2x on all purchases
- 5 Miles on hotels and rental cars booked through Capital One Travel.
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
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Top Features
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping.
- 2x points on all other eligible purchases
- Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Receive complimentary Marriott Bonvoy Silver Elite Status
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Top Features
- Earn 4x Membership Rewards Points on eligible purchases at Restaurants, Plus takeout and delivery in the U.S.
- Earn 4x Membership Rewards points at U.S. supermarkets (up to $25,000 per calendar year in purchases, then 1x)
- Earn 3x Membership Rewards points on flights booked directly with airlines or on amextravel.com
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
- Choose the color that suits your style. Gold or Rose Gold.
- Terms apply.
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
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Top Features
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
Earn 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
Earn 7X Hilton Honors Bonus Points for each dollar of Select Travel eligible purchases Including flights booked directly with airlines or AmexTravel.com and car rentals booked directly with select car rental companies.
Earn 7X on Dining At U.S. restaurants, including takeout and delivery.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Includes Complimentary Diamond Status, Annual Free Weekend Night Award, $250 Resort Credit, and a $250 Airline Incidentals Credit.
Terms Apply
Top Features
- Earn 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
- Earn 7X Hilton Honors Bonus Points for each dollar of Select Travel eligible purchases Including flights booked directly with airlines or AmexTravel.com and car rentals booked directly with select car rental companies.
- Earn 7X on Dining At U.S. restaurants, including takeout and delivery.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Includes Complimentary Diamond Status, Annual Free Weekend Night Award, $250 Resort Credit, and a $250 Airline Incidentals Credit.
- Terms Apply
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Top Features
- 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases
- Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
- $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
- Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
- Terms Apply.
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- Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
- Terms Apply.
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- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
- Terms Apply.
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Top Features
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.99% - 29.99%. Variable APRs will not exceed 29.99%.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- Terms Apply
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- Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
- 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- Get $7 back each month after using your Blue Cash Everyday Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
- Terms Apply
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Top Features
- Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
- Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Benefit options include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $1,000 discount from Marriott Bonvoy Boutiques. Certain hotels have resort fees.
- A Marriott Bonvoy Platinum Elite member will earn 50% more points on eligible purchases at participating hotels for each U.S. dollar or the currency equivalent that is incurred and paid for by the member.
- Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
- Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA PreCheck® (up to $85) when you pay the application fee with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Enroll in Priority Pass Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
- No Foreign Transaction Fees on international purchases
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