Basic Guide to using the Amex Platinum $200 Hotel Credit

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Did you know that American Express has added a new hotel benefit to all the varieties of personal Platinum Cards? Cardholders now have a $200 Hotel Credit that can be used on either a Fine Hotel and Resorts or a Hotel Collection pre-paid booking. Learn how to use the new Amex Hotel Credit in the basic guide below.

$200 Amex Hotel Credit

All American Express Platinum Cards now include a $200 Hotel Credit. This credit can be used through the Amex Travel Portal for either a Fine Hotel and Resorts or a Hotel Collection pre-paid booking.

Does the $200 Amex Hotel Credit Expire?

The Amex Hotel Credit expires at the end of the calendar year. Given the credit is based on the calendar year, it’s important to pre-pay any hotel booking that qualifies for this credit which falls after the calendar year. Another calendar year bonus is that it’s possible to receive the credit twice in 12 months since it’s not based on cardmember year.

Which American Express Cards Include the $200 Hotel Credit?

Fine Hotel and Resorts

There are over 1,100 options included in the Fine Hotel and Resorts portfolio. Each booking includes some pretty great benefits like free breakfast and late checkout. Take a look at the full list of benefits below:

  • Room Upgrade (when availiable)
  • Daily Breakfast for Two
  • Guaranteed 4pm Check-out
  • Noon Check-in (when availiable)
  • Complimentary WiFi
  • Experience Credit (Typically Spa or Food & Beverage Credit)

The Hotel Collection

There are over 600 options included in The Hotel Collection. The important restriction to be aware of with The Hotel Collection is that reservations must be for a minimum of two nights. Benefits of booking with The Hotel Collection include a $100 property credit that can be used on qualified dining, spa, and resort activities. In addition, guests will receive a room upgrade if available upon check-in.


The Platinum Card® from American Express

Earn 100,000 membership rewards once you spend $6,000 on purchases within the first 6 months of Card Membership. Terms Apply.

  • $200 Hotel Credit: Each year you can get $200 back in statement credits on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®
  • $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM and The New York Times. Enrollment Required.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline
  • $200 Uber Cash: Enjoy up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash available to Basic Card Member Only
  • Enjoy complimentary access to the Global Lounge Collection, including our Centurion Lounge access
  • $695 Annual Fee. (Rates & Fees)
  • Terms Apply.
  • Learn More Here.

Fine Hotel versus Hotel Collection?

In my opinion, the Fine Hotel and Resorts option is the winner here. There are more options, better perks, and there is not a two-night minimum restriction on bookings when compared to the Hotel Collection.

How to use the $200 Amex Hotel Credit

1 ~ Go to the Amex Travel Website and complete the search criteria

2 ~ Scroll down and check the boxes on the left-hand side for Fine Hotel and Resorts or The Hotel Collection to narrow the search results.

3 ~ Select a Hotel from the search results

4 ~ When booking, be sure to select the option to use a Credit Card. It’s important that the $200 is charged to the correct Platinum Card to receive the credit back.

Tips to remember with the Amex Hotel Credit

  • When conducting the search, be sure to select at least two nights to see options from The Hotel Collection.
  • For Fine Hotel and Resorts options, click the hotel in the search to see what the experience credit is. For the example above, Belagio offers a $100 Food and Beverage Credit.
  • Based on my research, I’ve found that the best value options to use the $200 credit are located in:
    • Las Vegas
    • India
    • China
    • Bulgaria
    • Malasia
    • Columbia
    • Peru
    • Chile

My Experience using the Amex Hotel Credit

I booked the Palacio Del Inka in Peru for $312.30 per night. The $200 hotel credit brings my total cost down to $112.30 which is pretty great value for this hotel. In addition, I’ll receive a $100 spa credit and free breakfast. Finally, since I used my Amex Platinum card to book this reservation, I’ll earn 5X Membership Rewards points or 1,560 MR points. With the points, credits, and breakfast together I’d tally this up as a basic travel victory!

How long does it take for the statement credits to appear?

I booked the Palacio Del Inka on November 7th and the credit appeared three days later on November 10th.

Basic Breakdown

I like seeing new benefits added to credit cards that I can actually use, especially when it helps to offset the annual fee. Although for this particular benefit I’m torn. Many of the hotels I looked at were very expensive which really limited my ability to get great value from the credit. Given I usually use points or hotel certificates that cost me very little, paying for a hotel is hard to swallow. In the future, I hope to see more options that hover around the $200 mark per night.

What do you think of the Amex Hotel Credit?

I’d love to hear down in the comments below or over in our 7,100+ Member Basic Travel Facebook Group!

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Editorial Disclaimer: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The comments section below responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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