5 Reasons Why I Love the American Express® Gold Card

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The American Express® Gold Card has been a fan favorite in my basic household for years! It sets the bar high as an everyday use card with elevated bonus categories on purchases at restaurants and U.S. Supermarkets. If you’re lucky, you can even get your hands on the rare Rose Gold Metal Card which makes an appearance once in a blue moon. Learn more about why I love the Amex Gold Card below!


American Express® Gold Card

Earn 60,000 Membership Rewards points after you spend an eligible $4,000 in the first 6 months on purchases. This equals $600+ in value and is one of our favorite mid-tier cards which includes perks such as:

  • Earn 4x on restaurants, including on takeout, delivery, and Uber Eats.
  • 4x points at U.S. supermarkets (up to $25,000 per calendar year in purchases, then 1x)
  • For a limited time, you can pick between the Rose Gold or Gold card.
  • $250 annual fee. (Rates & Fees).
  • Terms Apply.

Learn More Here.


5 Reasons Why I Love the Amex Gold Card

Reason 1: A Metal Rose Gold

I can’t write about the Amex Gold Card without mentioning the unique card design. The Amex Rose Gold is a unique rose gold design and is typically hard to get. Back in 2019, the only way to get one was by referral. For a limited time, Amex has opened up the sleek Rose Gold metal design to everyone!

Courtesy of amex.com

Reason 2: 4X on Food

In the American Express card world, the Amex Gold sets the bar for ROS (return on spend). Earning 4X on both U.S. Supermarkets and Restaurants worldwide (on up to $25,000, then 1x) is the primary benefit that makes this card stand out from the rest. The average family spends close to $1,000 per month on food. Multiply that times 12 months and you’ve got 48,000 Membership Rewards Points!

Reason 3: up to $240 in Credits! (Enrollment Required)

A unique perk of the Amex Gold Card is the monthly credits that cardholders receive. Enrollment is required. The up to $240 in credits are broken down into two categories, Uber and Dining. The credits are distributed in up to $10 increments each month for both categories. What I love about these credits is that they essentially eliminate the $250 Amex Gold Annual Fee. (Rates & Fees). Terms apply. The breakdown is as follows:

  • Up to $120 for Uber/Uber Eats- Add your AMEX Gold Card to your Uber account and each month automatically get up to $10 in Uber Cash for Uber Eats or Uber rides in the U.S. totaling up to $120 per year. Enrollment required.
  • Up to $120 for Dining at a variety of restaurants including Grubhub. Enroll in the Dining Credits offers to earn up to a $10 monthly statement credit when you pay with your AMEX Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. Enrollment required.

Reason 4: Huge Welcome Offer

Currently, Amex Gold is running a promotion for new cardholders. Folks who open a new card and spend $4,000 in the first six months will receive a welcome bonus of 60,000 Membership Rewards points. For reference, you can fly roundtrip in economy from the U.S. to Asia/Africa for between 55,000 and 65,000 ANA Miles. Membership Rewards points can be transferred 1:1 to ANA and a handful of other transfer partners.


American Express® Gold Card

Earn 60,000 Membership Rewards points after you spend an eligible $4,000 in the first 6 months on purchases. This equals $600+ in value and is one of our favorite mid-tier cards which includes perks such as:

  • Earn 4x on restaurants, including on takeout, delivery, and Uber Eats.
  • 4x points at U.S. supermarkets (up to $25,000 per calendar year in purchases, then 1x)
  • For a limited time, you can pick between the Rose Gold or Gold card.
  • $250 annual fee. (Rates & Fees).
  • Terms Apply.

Learn More Here.


Reason 5: Behind the Scenes Benefits

There’s more than meets the eye when it comes to premium cards. Often these benefits are the ones that we don’t think about but are thankful we have when emergencies strike. For example, Extended Warranty and Purchase Protection can save hundreds of dollars if needed. Check out the whole list of benefits below.

Basic Breakdown

I’m a big fan of the Amex ROSE Gold Card and keep it close when I’m heading to any U.S. Supermarkets or out to eat. Given that the card pays for itself with the Uber and Food credits, it’s a no-brainer for me to keep long-term. If you’re considering applying, don’t forget that the Amex Gold is a pay over time card and does not count against the maximum of five personal cards you can have with Amex.

Let us know!

Are you going to grab an Amex Rose Gold? I’d love to hear from you down in the comments or over in the 5,000+ Member Basic Travel Facebook Group!

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