card to get

Which card to get?

Disclosure: Basic Travel Couple, LLC has partnered with CardRatings for our coverage of credit card products. Basic Travel Couple, LLC and CardRatings and MileValue may receive a commission from card issuers. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Which credit card is for you?

This question varies based on a few factors including your specific travel goals and timeline but first and foremost:

  • Credit Score
  • Credit History

**These two factors will impact Basic Traveling the most and it’s important to always be-in-the-know when it comes to your credit score. We recommend credit karma for a quick look at your history and any of the free Fico score generators out there for a good representation of your score.

In order to be eligible for the most lucrative credit card bonus offers on the market, you will need to be in good standing with any accounts that you currently have opened and not have impacted your credit negatively in the past 7 years which would potentially decrease your overall credit score.

Secondly, most banks and lenders have in-house rules that govern which cards you are eligible for when applying based on your credit history. It’s important to note that the rules vary from bank to bank on which new accounts will be considered so it’s important to stay current on the rules. This list includes many of the top banks’ rules and is updated regularly. To check out our list of rules, click here.

Once you have an idea of your overall standing, you can Basic Travel your way to anywhere in the world.

We recommend:

1. Choosing a place you’d like to travel to

  • Beach, Adventure, History?!

2. Use our list of Top Credit Cards on the market and then determine which cards you’ll need to open to have enough reward points to get there!

  • We can help with this

3. Use our strategies to plan your day-to-day agenda

4. Enjoy your Basic Travel Trip!!

5. Come home and repeat

Disclaimer—This can truly be addicting…in a good sort of way!

Please be sure to check out our Top Credit Cards to learn more about our favorites. We appreciate you using our links as it provides us with a small commission to help keep our blog up and running.

Editorial Disclaimer: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The comments section below responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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5 Basic Travel Strategies

Need-to-know tricks for cheap travel.

Top Credit Card Offers

Chase Freedom Flex℠

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

Citi Premier Credit Card

Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Chase Sapphire Preferred® Card

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

American Express® Gold Card

Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

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We're Dave & Lisa

An easy-going, fun-loving couple who have a passion for adventure and exploring the world! Our strategies have saved us over $100,000 in travel over the last four years, and our goal is to help you do the same.

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